There is a lot of financial advice around directed at young people … but do they listen? Who should be responsible for trying to get the message across? Schools? Parents? Perhaps, like computers and the internet, you are supposed to...

When you were young and foolish did you ever play the dangerous game of “chicken”? Running in front of cars, throwing yourself out of the way of speeding trains. The most daring, the one who pulled away at the last...

The Lifetime Allowance (LTA) is a limit on the amount of pension benefits that can be taken – whether lump sums or retirement income – without triggering an extra tax charge. Now, after being frozen in the Budget at £1,073,100...

Green bonds fund projects that have positive environmental and/or climate benefits. Many companies and banks issue them, as do countries such as Italy, Germany and France. Our government has now decided to follow suit later this year, an announcement made alongside the recent...

The Covid pandemic has spawned a surge in numbers seeking financial advice. According to a report from the Prudential, it has been younger generations to the fore, often made nervous by volatility. Fifty-three per cent of those spoken to had...

“Don’t worry, Rodney. This time next year, we’ll be millionaires!” That was one of the famous quotes from Del Boy in TV comedy classic Only Fools and Horses. It will take more than a year if you decide to make...

Negative interest rates are back in the Bank of England shop window. Few pundits believe such a scenario will actually happen, not least because it could hurt both borrowers and savers. Nevertheless, it remains an option. The Bank revealed in...

The housing market has been bubbly despite all that coronavirus has thrown at buyers and sellers. House prices last month were 5.4 per cent higher than in January 2020, according to the Halifax. HM Revenue & Customs property data jumped...

The Government has been borrowing staggering sums to pay for the coronavirus crisis. December alone came in at £34.1 billion, £28.2 billion more than in the same month in 2019. It is estimated that borrowing could reach £393.5 billion by...