Socially Responsible Investing (SRI) has certainly gained a lot of attention over the last 18 months. Concerns over climate change, the high profile of Greta Thunberg, and even Covid 19 have focussed the thoughts of investment managers, advisers and investors...
Relevant Life Plans are an insurance against crises of many kinds – Birmingham Post article 21.05.2020
Covid 19 is not discriminatory – it is capable of taking out anyone. And that can mean money troubles for the family left behind. So at times like these a Relevant Life Plan (RLP) couldn’t be … well, more relevant....
Back to ‘normality’ for mortgage lenders – Birmingham Post article 07.05.2020
The mortgage market is beginning to adjust to the coronavirus crisis. Big lenders are reopening their doors to borrowers, making it easier to get a home loan. And, while house sales are down, the prospects are much better than during...
Opening a tax-efficient Junior ISA is child’s play – Birmingham Post article 30.04.2020
Hard to see far into the future given the current coronavirus crisis, there being less spare money available for investments, yet it would also be hard to overlook one of the best deals currently available – a Junior ISA (JISA)....
Take the temperature of your financial health too – Birmingham Post article 23.04.2020
With time on your hands, furloughed or stuck at home, it is worth having a review of your finances. One of those jobs which are finally managing to reach the top of the things to do list. Here are a...
Beware binning policies in the current crisis – Birmingham Post article 16.04.2020
When people are struggling to make ends meet, such as in the current coronavirus crisis, financial services products are often among the first things to be dumped. But please take great care before cancelling any policies. With health being the...
The show must go on for financial advisers – Birmingham Post article 09.04.2020
Coronavirus sees many of us self-isolating, maintaining social distancing, firms have been forced or told to close their doors … but you can’t just shut down the need for financial advice. A couple of examples for you. You might be...
Lessons need to be learned from Woodford debacle – Birmingham Post article 14.11.2019
The Neil Woodford collapse is a sorry saga. It should act as a wake-up call to investors to really do their homework and to understand exactly what they are invested in. Or adopt the multi-manager approach where you may have...
Trees can grow your investments – Birmingham Post article 07.11.2019
This may come as something of a surprise to Extinction Rebellion but trees have always been an emotive subject for the British. It probably goes back to Spanish Armada times and the need for oak with which to build warships...
Women should never be afraid to take financial advice – Birmingham Post article 28.11.2019
Why is it that women tend to lag behind men when it comes to making the most of their money? A host of reasons are cited including childcare costs at one end of the spectrum and caring for elderly family...