Investing your funds to grow your wealth
With investment generally the more risk you are prepared to take, the greater the potential for higher returns over the long term. However, higher risk can bring with it greater volatility, which can be scary for the inexperienced investors and can lead to difficult decisions being taken should investments fall unexpectedly.
Investing in cash and bonds to deliver a predictable return may seem prudent, but over the long-term, inflation could wipe out any gains you make. Whereas investing in property and shares is likely to give you a return over the long-term, which will be significantly above inflation, making your money work harder for you (but you have to live with the increased volatility).
Combining different types of investment and managing risk
As investors, we all have different goals for our money whether it is saving into a pension, providing for our children or grandchildren or just to have the security of some capital to fall back on. However, we all have fundamentally the same aim: to see the assets grow over the long-term without the sort of fluctuations in value that make for an uneasy night’s sleep.
Recent years have been amongst the most difficult investment climates of the past 50 years. This background makes investing very difficult for most investors, professional or otherwise and requires a significant amount of patience and skill to seek out those areas that can offer some return in an ever-changing economic environment.
In response to this, Eastcote Wealth Management provides a range of risk-controlled, multi-asset investment portfolios for our clients. Each portfolio is designed to closely match our clients’ attitude to investment risk, and to give you the confidence that your investment aims will not be compromised by too much volatility. They have a global blend of asset classes including equities, fixed income, commodities and property, allowing investors to take advantage of the benefits of diversification. The funds within each portfolio are run by specialist investment managers who decide which asset classes to invest in and when to adjust the blend.
By investing in multi-asset funds, you can spread your investment risk across a broad range of assets, meaning that your portfolio is not dependent on just one fund, asset class or geographical region. The manager will also aim to control risk by anticipating and avoiding areas they believe may be negatively affected by market conditions.
Our appointed investment managers continually research global financial markets and assess the investment environment on your behalf. This kind of research and fund selection requires a great deal of time and expertise which is not available to most private investors.
The importance of seeking financial advice
Eastcote Wealth Management has years’ of experience and can help you to determine the risk you are prepared to take, talk about the options for maximising your return within your risk tolerance and then select a suitable portfolio with you. Our investment solution will reflect your financial goals, attitude to risk and your investment timeframe. We can invest in a range of asset classes, spreading your investments and thereby reducing your risk.
Please do not hesitate to contact us if you would like to discuss your options in more detail. Remember, we offer a free no obligation consultation and will be happy to help if we can. We take a holistic and long-term approach to wealth management, opting to build a lasting relationship with you and provide a tailored solution for all of your investments.
The value of investments and income from the may go down. You may not get back the original amount invested. In addition, past performance is not a reliable indicator of future performance.