Mortgages

Your mortgage

For most people, your home will be the largest single investment you will ever make. That’s why it’s important to seek advice on the correct mortgage for your circumstances and often the right long-term choice is not, what at first glance, appeared to be the cheapest option.

It’s prudent to review your mortgage product every few years (or at the end of any fixed period) to ensure it still suits your needs and to access any opportunities to save or overpay. Failing to do so may put you back on your mortgage provider’s base rate, which can be many times more expensive than the best rates the market can offer.

For those seeking to increase their existing borrowing, alternative finance options may be available and more appropriate for your needs. For example, a further advance from your existing lender or an unsecured loan (e.g. a personal loan).

Mortgage advice based on you circumstances

We offer a comprehensive range of mortgage products from across the market. Our unbiased advice will be based on your circumstances, matching you to a product and lender that is suited to your needs. Please call us on 01675 446500 and ask for an appointment with one of our advisers.

A fee of £295 is payable on application. We will also be paid commission (a procuration fee) from the lender.

A mortgage is a loan that is secured against your home. Your home may be repossessed if you do not keep up repayments on your mortgage or any other debt secured on it.

The Financial Conduct Authority does not regulate most forms of buy to let mortgage.

Service Options

  • PremierOur top level service for wealthy clients with complex financial circumstances. These might include business ownership, family wealth & estate planning, tax-efficient investments and intricate pension planning.
  • CoreA high quality, personal service for affluent clients with regular review meetings covering all aspects of wealth management.
  • LightThe starting point in financial planning for clients with more straightforward investment, pension and protection needs.

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